IMPS & Mobile Banking

"Universal Co-Operative Urban Bank Ltd." offers both IMPS and Mobile Banking services to its customers. Here's an overview of the facilities available:

 

IMPS (Immediate Payment Service)

IMPS is a real-time, instant fund transfer service that allows you to send and receive money 24/7, including on Sundays and bank holidays. It is a secure and efficient way to transfer funds from your bank account to any other bank account in India.

Key Features of IMPS at Universal Co-Operative Urban Bank Ltd.:

• Instant Fund Transfer: The beneficiary's account is credited immediately.
• 24/7 Availability: The service is available at all hours, every day of the year.
• Safe and Secure: IMPS transactions are highly secure, with instant confirmation via SMS to both the sender and the receiver.

 

Mobile Banking Services

The bank provides a mobile banking application that allows customers to manage their accounts and perform various banking transactions from their mobile devices.

Key Features of the Mobile Banking App:

• Account Management: Check your account balance and view recent transactions by date, amount, or check number.
• Fund Transfers: Easily transfer funds between your own accounts and to other accounts.
• Bill Payments: Pay and schedule your bills on the go.
• Check Deposits: The app may offer a facility to deposit checks remotely (check with the bank for specific details on this service).
• Branch/ATM Locator: Find nearby branches and ATMs using your device's GPS.

For more information and to access these services, you can visit the bank's official website or contact your nearest branch.