Saving Account

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"Your money's best home."

A savings account with Universal Co-Operative Urban Bank Ltd. is a simple and secure way to manage your daily finances while watching your savings grow. We are committed to providing you with a reliable banking experience that is both convenient and rewarding.

Key Features & Benefits:

Competitive Interest Rate: Earn interest on your savings, helping your money grow steadily over time. (Note: The interest rate is subject to change. Please refer to the bank's website or contact a branch for the latest rates.)

Convenient Banking: Manage your account with ease through our various services, including:

  • ATM facility (24/7)
  • NEFT & RTGS for fund transfers
  • QR Scanner Facility
  • Safe Deposit Lockers (subject to availability)
  • Inters Rate - Click here to download 

Essential Banking Services:

  • Issue of local pay orders and demand drafts (DDs)
  • Aadhar linkage for government subsidies

Security: Your deposits are secure with us. We are dedicated to providing a safe and protected banking environment.

Eligibility:

  • Individuals
  • Minors (jointly with a guardian)
  • Proprietorship concerns
  • Clubs, associations, educational institutions, etc.

Required Documents for Account Opening:

Proof of Identity (any one):

  • Aadhaar Card
  • Passport
  • Driving License
  • Voter's Identity Card
  • PAN Card

Proof of Address (any one):

  • Utility Bill (electricity, water, etc.)
  • Property or Municipal tax receipt
  • Pension or family pension payment orders
  • Letter of allotment of accommodation from employer (issued by a State/Central Government Department)

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How to Open an Account:

Visit your nearest branch of Universal Co-Operative Urban Bank Ltd. Our customer service team will guide you through the simple and quick account opening process.