Interest Rates on Loans

S.No Loans Interest Rates on Loans
1. Loan against Bank Deposits 2% extra on deposit rate
2. KVP/NSC and LIC Bonds 13.50%
3. Vehicle Hypothecation 13.50%
4. Mortgage Loans 13.50%
5. Personal Loans against Salary Recovery 13.50%
6. Personal Loans other than above 13.50%
7. Housing Loans 10.00%
8. Business Loans 13.50%
9. Gold Loans 9.60%
10. Consumption Loans 13.50%
  • Processing Charges for the above loans is 1% of the loan amount
  • Processing charges for Gold Loan 0.25% of the loan amount
  • CTS Clearing Facility.
   Appointment of Statutory Auditors   

Features

  • Availability of ATM facility 24/7, ECOM, POS Services
  • Fixed Deposit gives double in 8 Years and 9 Months
  • Upto 7.00% interest on Recurring Deposits
  • Providing RTGS and NEFT Facility across the country
  • Providing QR Scanner Facility
  • Loans against KVP/NSC and LIC Bonds
  • Supporting Aasara Pensions to Old age, widows and Handicapped persons.
  • Providing PM Suraksha Bheema Yojana and PM Jeevan Jyothi Bheema Yojana schemes to the account holders.

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